Focus on the Summit Option  The Summit Option includes cover for hospitalisation at any private hospital. There is no overall annual limit for hospitalisation. Extensive day-to-day and chronic benefits are available from any provider.  If you need more day-to-day cover, you can make use of the Momentum HealthSaver+. Momentum HealthSaver+ is a complementary product offered by Momentum that lets you save for medical expenses not covered on your option.   The Health Platform Benefit provides cover for a range of benefits such as preventative screening tests, certain check-ups and more.